INLAND MARINE GUIDE - TERRORISM INFORMATION

The following information does not pertain to Conditional and Post-Trip materials. Refer to Bulletins 04-0404, 04-0416 and state specific bulletins which address filing actions and approvals.

INLAND MARINE GUIDE - TERRORISM INFORMATION

To recap the Non-filed Inland Marine Class information in Bulletin 02 0550, with the exception of NE, OR, TX, and CA, companies must make their own filing of terrorism endorsements for certified and non-certified loss (if allowed) and rating for certified loss in states that require the filing of forms and rating for all Inland Marine Guide classes except Yacht (the terrorism endorsements are not compatible with the Yacht class). Companies are advised to refer to the bulletins issued by the state insurance departments for the filing requirements that apply to terrorism-related filings. CLICK HERE for a list of state insurance department Terrorism Risk Insurance Act of 2002 bulletins.

Except as explained in the chart for MN and PA, in states that do not require filings for the non-filed classes, companies should use the same endorsements and rating that are being filed for the filed Commercial Inland Marine (CIM) Program for all Inland Marine Guide classes except Yacht. 

Standard Fire Policy Vs. Non-SFP States
For your convenience, a chart that displays Standard Fire Policy v. Non-SFP States and Inland Marine exemptions from SFP requirements is available. Click here to access the SFP/NSFP chart.

The following endorsements are available for use or filing where required: 

Certified Terrorism Loss Endorsements 
  • Certified Terrorism Loss, CL 0600 12 02 - All States 
  • Certified Act of Terrorism Exclusion, CL 0610 12 02 - Non-SFP States & SFP States with IM Exemption 
  • Certified Act of Terrorism Exclusion (With Limited Exception), CL 0620 12 02 - SFP States 

Non-certified Act of Terrorism Exclusions 

For Non-SFP States & SFP States with an IM exemption: 

  • Non-certified Act of Terrorism Exclusion and War and Military Action Exclusion, CL 0630 12 02 
  • Biological and Chemical Non-certified Act of Terrorism Exclusion and War and Military Action Exclusion, CL 0650 12 02 

For SFP States without an IM exemption: 

  • Non-certified Act of Terrorism Exclusion (With Limited Exception) and War and Military Action Exclusion, CL 0640 12 02 
  • Biological and Chemical Non-certified Act of Terrorism Exclusion (With Limited Exception) and War and Military Action Exclusion, CL 0660 12 02 

States with special versions of the Certified Terrorism Loss Endorsements are as follows:

Special Versions Certified Terrorism Loss Endorsements - Inland Marine Guide Coverage Endorsement Exclusion Endorsement
Alaska CL 0600 12 02 CL 0610 01 03
Arkansas CL 0600 05 03 CL 0610 05 03
Georgia (special versions are used with insurance lines other than IM Guide) CL 0600 12 02 CL 0610 12 02
Illinois CL 0600 05 03 CL 0610 05 03
Louisiana CL 0600 05 03 CL 0610 05 03
New York (special versions used with insurance lines other than IM Guide) CL 0600 12 02 CL 0610 12 02
Oklahoma CL 0600 05 03 CL 0610 05 03
Virginia CL 0600 03 03 CL 0610 03 03
Washington CL 0600 12 02 CL 0610 01 03

Refer to the Company Action For Special Endorsement Versions - IMG for instructions on how to file or use the endorsements in the states referenced above. The Inland Marine Guide Company Action statements originally found in Bulletin 03-0092 for New York and Bulletin 03-0087 for Washington have been revised to match the company action statements found under Company Action For Special Endorsement Versions - IMG. 

Direct Questions To: 
Alma Gordon Smith, AMIM
Manager, Inland Marine
almag@AAISonline.com

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  IMG Manual Supplements

Information 
Regarding Terrorism

Status of State Action
on latest terrorism filings

Inland Marine Guide 
Terrorism Information

Status of State Action
on earlier terrorism filings
(prior to new federal law)

Compliance with the federal Terrorism Risk Insurance Act of 2002 and subsequent state regulations

Results of personal lines terrorism survey

List of state insurance department Terrorism Risk Insurance Act of 2002 bulletins

Company Action for Special Endorsement Versions - IMG

Supplements

IMG Terrorism Rules Supplement - NSFP - IM Exempt
 

IMG Terrorism Rules Supplement - SFP