PERSONAL LINES 

Reports & Articles

• Avoiding Leaks
  Revised AAIS Homeowners forms refine provisions
  in response to growth in water losses
  By Joseph S. Harrington, CPCU  |  Rough Notes Magazine, Nov 2006

• Miniature Vehicles
  Agents and insureds need to know when coverage is
  or is not in place
  By Joseph S. Harrington, CPCU  |  Rough Notes Magazine, Sep 2006

• Condominium Deductible Coverage
  A tug-of-war between personal and commercial lines
  By Joseph S. Harrington, CPCU  |  Rough Notes Magazine, Feb 2005

• Getting to Know You
  As homeowners writers see personal property claims rise, they're taking a closer look at insureds' personal characteristics.
  By Joseph S. Harrington |  Best's Review, November 2003

• Interpreting Insurance Policy Language
  When contrary interpretations are possible, drafter loses
  By Robert J. Prahl, CPCU  |  Rough Notes Magazine, May 2003

• MOLD: The $1 Billion Challenge
  Skyrocketing claims drive the search for solutions
  By Robert J. Prahl, CPCU  |  Rough Notes Magazine, November 2002

• Boatowners Insurance -- An insurer's marketing edge
  By Robert J. Prahl, CPCU  |  Rough Notes Magazine, April 2002

• The Evolution of Collapse Coverage
  The transition from named peril to exclusion with limited coverage
  By Robert J. Prahl, CPCU  |  Rough Notes Magazine, March 2001

• Coastal and Inland Flooding
  Are we all at risk?
  By Robert J. Prahl, CPCU  |  Rough Notes Magazine, August 2000