REPORTS AND ARTICLES


PERSONAL LINES

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Avoiding Leaks
Revised AAIS Homeowners forms refine provisions

in response to growth in water losses
By Joseph S. Harrington, CPCU  |  Rough Notes Magazine, Nov 2006

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Miniature Vehicles
Agents and insureds need to know when coverage is

or is not in place
By Joseph S. Harrington, CPCU  |  Rough Notes Magazine, Sep 2006

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Condominium Deductible Coverage
A tug-of-war between personal and commercial lines
By Joseph S. Harrington, CPCU  |  Rough Notes Magazine, Feb 2005

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Getting to Know You
As homeowners writers see personal property claims rise, they're taking a closer look at insureds' personal characteristics.

By Joseph S. Harrington |  Best's Review, November 2003

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Interpreting Insurance Policy Language
When contrary interpretations are possible, drafter loses
By Robert J. Prahl, CPCU  |  Rough Notes Magazine, May 2003

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MOLD: The $1 Billion Challenge
Skyrocketing claims drive the search for solutions
By Robert J. Prahl, CPCU  |  Rough Notes Magazine, November 2002

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Boatowners Insurance -- An Insurer's Marketing Edge
By Robert J. Prahl, CPCU  |  Rough Notes Magazine, April 2002

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The Evolution of Collapse Coverage
The transition from named peril to exclusion with limited coverage
By Robert J. Prahl, CPCU  |  Rough Notes Magazine, March 2001

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Coastal and Inland Flooding
Are We All at Risk?
By Robert J. Prahl, CPCU  |  Rough Notes Magazine, August 2000

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The Homeowners Insurance Dilemma
An Alternative to standard homeowners insurance?
By Robert J. Prahl, CPCU  |  Rough Notes Magazine, February 2000

COMMERCIAL LINES

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(RE-)DRAWING THE LINE
Professional Liability Is Out; D&O Is In
Under Revised Federal Terrorism Program
By Joseph S. Harrington, CPCU  |  PLUS Journal, July 2006

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Condominium Deductible Coverage
A tug-of-war between personal and commercial lines
By Joseph S. Harrington, CPCU  |  Rough Notes Magazine, Feb 2005

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FINE DISTINCTIONS; STARK CHOICES
Changes in federal terrorism program force carriers and 
agents to discern when coverage must or cannot be offered
By Joseph S. Harrington, CPCU  |  Rough Notes Magazine, May 2006

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Interpreting Insurance Policy Language
When contrary interpretations are possible, drafter loses
By Robert J. Prahl, CPCU  |  Rough Notes Magazine, May 2003

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EPLI -- Status, Opportunities and Concerns
By Robert J. Prahl, CPCU  |  Rough Notes Magazine, October 2002

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Construction Defects
Can the exposure be controlled?
By Robert J. Prahl, CPCU  |  Rough Notes Magazine, March 2002

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Course of Construction Insurance: Some Important Considerations
By Robert J. Prahl, CPCU  |  Rough Notes Magazine, December 2001

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EDP Coverage and the Internet
By Robert J. Prahl, CPCU  |  Rough Notes Magazine, August 2001

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The Evolution of Collapse Coverage
The transition from named peril to exclusion with limited coverage
By Robert J. Prahl, CPCU  |  Rough Notes Magazine, March 2001

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Leveraging Umbrellas      Benchmarks are emerging that can help companies determine whether they are getting the most from their umbrella programs
By Joseph S. Harrington |  Best's Review, February 2001

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New Commercial Umbrella Program
A unique, standard umbrella and excess liability coverage for commercial accounts is now available
By Robert J. Prahl, CPCU  |  Rough Notes Magazine, October 2000

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Coastal and Inland Flooding
Are We All at Risk?
By Robert J. Prahl, CPCU  |  Rough Notes Magazine, August 2000

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Equipment Breakdown Coverage
A growing need -- even for small businesses
By Robert J. Prahl, CPCU  |  Rough Notes Magazine, August 2000

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Stop Gap Coverage
What is it? . . . Who needs it?
By Robert J. Prahl, CPCU  |  Rough Notes Magazine, June 2000

FARM & AG LINES

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FINE DISTINCTIONS; STARK CHOICES
Changes in federal terrorism program force carriers and 
agents to discern when coverage must or cannot be offered
By Joseph S. Harrington, CPCU  |  Rough Notes Magazine, May 2006

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A New Program for Insuring Agribusinesses
Agriculture is big business!
By Robert J. Prahl, CPCU  |  Rough Notes Magazine, April 2002

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An Umbrella Policy   Fit for a . . . Farmer
By Robert J. Prahl, CPCU  |  Rough Notes Magazine, November 1999

INLAND MARINE & OUTPUT

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Inland Marine Insurance
What are the “nonfiled” classes, and why are they being filed?
By Joseph S. Harrington |  Rough Notes Magazine, May 2004

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Seeking Security
Inland marine insurers, especially in the transit area, will be the first to know if security has really improved
By Joseph S. Harrington |  Best's Review, December 2002

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EDP Coverage and the Internet
By Robert J. Prahl, CPCU  |  Rough Notes Magazine, August 2001

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Understanding Motor Truck Cargo Insurance -- An Overview
By Robert J. Prahl, CPCU  |  Rough Notes Magazine, April 2001

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Output Policies -- A Good Fit for Large Accounts
By Robert J. Prahl, CPCU  |  Rough Notes Magazine, February 2001

 

Bad Faith and Excess Liability -- Insurer Conduct on Trial
By Robert J. Prahl, CPCU

Setting Realistic Reserves -- Projecting the Company's Future Obligations
By Robert J. Prahl, CPCU

 

 

 

 

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PERSONAL LINES
COMMERCIAL LINES
FARM & AG LINES
INLAND MARINE & OUTPUT

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American Association 
of Insurance Services

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Wheaton, IL  60187-8132
Tel  630-681-8347
800-564-AAIS
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